SOUTHERN DELAWARE ESTATE PLANNING COUNCIL

Financial Planner

Investment Advisor

Additional Information: Kyle Ricker joined Merrill Lynch Wealth Management as a Financial Advisor in 2012 to help families make educated financial decisions. The disciplined process applied is designed to help clients achieve desired outcomes, while building and preserving their wealth for current and future generations through a goals based wealth management process. As a CFP® practitioner, Kyle emphasizes taking time to uncover each client's financial situations and concerns; offering recommendations for asset allocations designed to achieve the desired outcome while being aligned with each client's risk tolerance, goals, and objectives. Reviewing client goals leads to conversations into estate planning services, investments, and tax minimization strategies. Helping people with what they own, as well as what they owe, is key to creating a successful client experience. An avid health and exercise enthusiast, Kyle makes the most of every sunrise either cycling or running on the local trails, as well as plenty of time on our beaches with his wife, daughter, and son. Giving back to the community is a cornerstone within our family; both my wife and I coaching youth sports and volunteering with great organizations like Clothing Our Kids that provide assistance to school-aged children in need. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S. *Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certifications marks or registered certifications marks of The College for Financial Planning Institutes Corp. in the United States. Asset allocation does not ensure profit or protect against loss in declining markets. Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.